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Writer's pictureMaham Asim

Evergrande's bankruptcy protection and China's real estate crisis

Uncertainty increases across the Financial Markets today as China's property tycoon Evergrande filed for Bankruptcy protection at the Manhattan Court. China Evergrande Group made the Chapter 15 bankruptcy protection filing in a New York court on Thursday. This section protects the US assets of a foreign company while it works on restructuring its debts. It will allow the heavily-indebted company to protect its assets in the US as it works on a multi-billion dollar deal with creditors.

This event exhibits the worsening of the real estate crisis in China. Evergrande defaulted on its huge debts in 2021. Not only evergrande but companies accounting for almost 40% of Chinese home sales have defaulted. Evergrande has been working on debt restructuring after defaulting on its debt repayments. Having almost $300 bn worth of debts, Evergrande is one of the world's most heavily indebted property developer.

This debt resulted in more financial distress when the shares of the company stopped trading last year. Since its first default the company has lost almost $80 bn over the last two years.

Evergrande isn't the only Chinese company that's struggling. Last week another Chinese property dealer, Country Garden, warned that it could see a loss of upto $7.6 bn for the first six months. If the Chinese property dealers continue to bring losses it will cause chaos in the Chinese property sector. Major developers will be unable to complete their construction projects which may result in major boycotts and protests from homebuyers.

This property sector turmoil has even affected other parts of the Chinese economy. Beijing said that Chinese Economy has slipped into deflation as consumer prices declined in July for the first time in more than two years. The demand for country's exports and imports also declined sharply as global demand falls. China's central bank has recently cut its interest rate in order to boost demand and consumer spending which may help in protecting the world's second largest economy.


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